💰 Free Calculator

Home Gym ROI Calculator

Find out exactly when your home gym pays for itself — and how much you'll save over 5 and 10 years.

📊 Your Numbers
🏢 Current Gym Membership
$
$
🚗 Commute Costs
🏋️ Home Gym Investment
$
Not sure? Use our Equipment Recommender →
$
⚙️ Assumptions
Quality iron retains 50–70% of value
⏱️
Break-Even Point
14 months
After that, every month is money back in your pocket.
$65
Monthly Savings
$780
Annual Savings
$2,700
5-Year Net Savings
$6,900
10-Year Net Savings
💵 Cumulative Cost Comparison
Gym Membership (cumulative)
Home Gym (net cost)

⏰ Time You'll Also Save

8h
Hours / Month
96h
Hours / Year

Based on your commute distance. Time savings are not reflected in the financial calculation above.

Build My Equipment List → Plan My Purchases Over Time →

Common Questions

Does this include the cost of space?

If you're using an existing room, the space is a sunk cost and shouldn't affect the calculation. If you're renting storage or building an extension, add that to your equipment cost above.

Why does resale value matter?

Unlike a gym membership (zero resale value), quality equipment retains 50–70% of its value. A barbell bought for $300 typically sells for $150–200 years later. This significantly improves your real ROI.

What if I cancel my home gym too?

The calculation accounts for resale value in the 5-year figures. Even if you sell everything, you're likely to recoup a significant portion of your investment — unlike a gym membership which returns nothing.